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Paul Pohl
blue media poetry
39
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Posted - 2015.12.07 01:15:03 -
[1] - Quote
Bobb Bobbington wrote:You know insurance isn't an isk sink, right? It's a faucet. You pay 1 mil to insure your ship, and when it dies you get 5 mil. Gratz, you just put 4 mil into the economy.
It depends on the ship - the insurance doesn't always cover the market cost of replacement
And it doesn't cover the refitting cost
And it doesn't cover the cost of re-insuring
etc
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Paul Pohl
blue media poetry
39
|
Posted - 2015.12.07 09:21:06 -
[2] - Quote
Nevyn Auscent wrote:Paul Pohl wrote:
It depends on the ship - the insurance doesn't always cover the market cost of replacement
And it doesn't cover the refitting cost
And it doesn't cover the cost of re-insuring
etc
Which is nothing to do with if something is an isk sink or faucet. Sinks and Faucets are about isk entering and leaving the overall economy. Transfers between players are neutral as far as sinks & faucets go. Though the wealth stockpiling in the hands of the elite has as much impact on EVE's economy as wealth inequality in the real world does as well. So work out what you are trying to impact first.
I'm simply suggesting that the issue is not as clear cut as the memes you present
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Paul Pohl
blue media poetry
39
|
Posted - 2015.12.07 09:27:41 -
[3] - Quote
Amarisen Gream wrote:
Insurance would be nice if they had a more RL policy like feel to them.
Also don't just insure a ship - have it be more like property insurance.
Or apply more exceptions
For instance if you have low standing with an NPC and get blown up by that NPC for being in their space - no cover
The same if you get blown up for having contraband etc
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Paul Pohl
blue media poetry
41
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Posted - 2015.12.09 01:56:59 -
[4] - Quote
There are number of things that could be introduced to create isk-sinks maintenance on hulls, guns etc, docking fees, storyline tax rises for NPCs in time of war
However, CCP apparently don't see inflation as an issue, and if anything have been moving in the opposite direction with the changes to custom houses, and citadels etc - perhaps in the belief that if you give people more, they will have more to spend, and therefore more to fight about. Whilst not appearing to notice the people asking 'what is the point of holding sovereignty'. |
Paul Pohl
blue media poetry
41
|
Posted - 2015.12.09 02:56:29 -
[5] - Quote
SurrenderMonkey wrote:Paul Pohl wrote:
I'm simply suggesting that the issue is not as clear cut as the memes you present
No, it's extremely clear cut. The things it doesn't cover are utterly irrelevant. We're not talking about the amount of ISK in any individual's wallet, we're talking about the amount of ISK in the game. The only time insurance ever truly acts as a "sink" is when it expires. Period. Full stop. Any insurance that is actually claimed is a net faucet. On balance, the amount of insurance that expires is nowhere near the amount that is paid out (the "free" payouts don't help, either), so on the whole, it's accurate enough to just say that insurance is a faucet.
No it's far more relative.
It's a tap if you buy the ship and it immediately gets blown up and you immediately make a claim.
But, the real issue is not the insurance but the loot you get from missions and ratting - hence my response to the proposition that the fittings are 'neutral'. It's not uncommon for the ship fittings to cost two or three times the value of the hull. And it is not hard to run missions or rat for a week or so, and get all the fittings you need to refit a new ship - in preparation for your next insurance claim
I'm suggesting that doing back of the *** packet arithmetic on the insurance is rather missing point. Since the loot is directly disadvantaging industrial players in a way that the insurance is doing them a service.... something that can be observed in the market prices for new ship hulls
At best insurance is a dripping tap.
But then as I have stated elsewhere in this thread I am in favour of restricting the circumstances that insurance is paid out.
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